Welcome to the first step to unlocking the doors to your financial freedom




Our mission is to partner with our clients to equip them with the needed resources and tools to make smart financial decisions through teaching, training, and trust.

Budgeting is a spending plan for your money, …. Since budgeting lets you create a spending plan for your money, it ensures that you will constantly have adequate amounts of money for the things you need and the things that are vital to you. Following a budget or spending plan will also keep you out of debt or help you work your way out of debt if you are currently in debt.

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Low credit scores characteristically mean higher interest rates, and that means inflated finance charges on your credit card balances. Repairing your credit would permit you to get a more competitive interest rate and cut back on the money you pay in interest.

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Setting goals and priorities are an essential part of any effective plan. By setting goals you are making a declaration about what you wish to accomplish. Goals offer you focus and motivation. … Priorities are the key to helping you to meet those goals.

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A Financial overview is essential to providing information about your revenues, expenses, profitability and debt. A financial overview is a more inept review than a budget; it looks at your complete financial health.

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Financial literacy is important because it prepares us with the knowledge and skills we need to manage money successfully. Without it, our financial decisions and the actions we take—or don’t take—lack a solid foundation for success. … Nearly half of Americans don’t expect to have enough money to retire comfortably.

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Debt is a serious threat to your financial security because it keeps you from making the most of your money. What you spend on debt payments could be saved for a rainy day, for your retirement, or for your kids’ college education.

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Saving money is important because it helps guard you against a financial emergency. Additionally, saving money can help you pay for large purchases, avoid debt, reduce your financial stress, leave a financial legacy, and provide you with a greater sense of financial freedom.

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Total Access LLC
3985 Parkwood Road #109
Box 162
Bessemer, AL 35022